TAKE OUT A HIGHER EXCESS AND REDUCE YOUR PREMIUMS!
Then cover your excess with the MEDEX PROTECT PLAN
Why is an excess increase a good idea?
Firstly if you increase your excess, your premium may dramatically reduce. What we do is look at the cost saving being made between your decreased premium and the cost of the separate excess protection plan. This excess protection plan is called a Medex Protect policy. Click here to see pricing, terms and conditions and a summary
You can increase your excess to levels being £1000, and this will in turn be covered by the Medex Protect Policy (however you will simply have a £100 liability) if you decide to take it out.
When it comes to claiming you will have a few documents to complete, however we think that the saving warrants this.
Please be aware that the Medex Protect policy will not cover you for pre-existing conditions or any ongoing or pending treatment.
We have been working hard with both insurers and medex to make sure we try and keep those premiums down.