Protect your earnings if you fall ill
What is income protection insurance?
Income protection insurance is a long-term insurance policy to help you if you can’t work because you’re ill or injured.
It replaces part of your income if you can’t work because you become ill or disabled.
It pays out until you can start working again, or until you retire, die or the end of the policy term - whichever is sooner.
There’s a waiting period before the payments start. You generally set payments to start after your sick pay ends, or after any other insurance stops covering you. The longer you wait, the lower the monthly payments.
It covers most illnesses that leave you unable to work, either in the short or long term (depending on the type of policy and its definition of incapacity).
You can claim as many times as you need to, while the policy lasts.
At Proactive Medical & Life Ltd, we know that different needs mean different policies. That is why our agents have been working around the clock to make sure they’ve met your specific needs correctly. We take every safety measure precaution possible. That is why our Income Protection advice is the best in the industry. Learn more by meeting with our agents.